Jim Kreminski

NMLS # 348261

541-526-7210

jkreminski@gemcorp.com

Jim Kreminski Direct Lender, Branch Manager & Advisor
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Testimonials

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating
5.0
131 reviews
Kat Kragerud
Jim and Joyce were amazing to work with. They were great communicators and helped us lock in a great rate! They walked us through the process every step of the way and couldn’t have done it without them! They truly went above and beyond. We would highly r ...
Jim and Joyce were amazing to work with. They were great communicators and helped us lock in a great rate! They walked us through the process every step of the way and couldn’t have done it without them! They truly went above and beyond. We would highly recommend them.
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Kat Kragerud

2 years ago

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Paige Lawson
These ladies are nothing short of miracle workers! Mandi & Angie we’re the best. They were fast to respond or to call us back. They never once made my wife and I feel stupid for dumb questions or having to clarify things. They got us an amazing starter ho ...
These ladies are nothing short of miracle workers! Mandi & Angie we’re the best. They were fast to respond or to call us back. They never once made my wife and I feel stupid for dumb questions or having to clarify things. They got us an amazing starter home at an awesome interest rate. We would not be here without them. Mandi & Angie, Thank you, we sincerely appreciate all your hard work. We could not of pulled this off without the help of you two working tirelessly. - The Lawson’s
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Paige Lawson

2 years ago

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Jamie LaLonde
Jim, Joyce and the team did a great job! Knowledgable, responsive, accommodating and kind. Highly recommend and we will be using them again!
Jim, Joyce and the team did a great job! Knowledgable, responsive, accommodating and kind. Highly recommend and we will be using them again!

Jamie LaLonde

2 years ago

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Wayne Mohler
We had the best experience with Mandi and Angela! They made our home buying a breeze, and kept us informed every step of the way.
We had the best experience with Mandi and Angela! They made our home buying a breeze, and kept us informed every step of the way.

Wayne Mohler

2 years ago

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Donovan Hatch
Jim and Joyce are a true lender power team! We really enjoyed working with them as they helped to ensure the entire home buying process was stress free. As a military family looking to relocate to Central Oregon, we needed a lender who could support us f ...
Jim and Joyce are a true lender power team! We really enjoyed working with them as they helped to ensure the entire home buying process was stress free. As a military family looking to relocate to Central Oregon, we needed a lender who could support us from long distance, and they exceeded our expectations. If you are looking to buy a home we highly recommend them and we most definitely plan to use them in the future.
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Donovan Hatch

2 years ago

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Lindsey Lira
Jim and Joyce made the process of obtaining my home loan the easiest and least stressful, especially for a first time home buyer who didn’t know anything about buying a home. During the whole process, Jim explained everything clearly to me and wanted to m ...
Jim and Joyce made the process of obtaining my home loan the easiest and least stressful, especially for a first time home buyer who didn’t know anything about buying a home. During the whole process, Jim explained everything clearly to me and wanted to make sure we got the best rates and loan for us. They were able to get my new home closed earlier than expected and were in constant communication with me the entire time and readily available for any questions or concerns that came up. I can't recommend them enough! Thank you for helping us first time home buyers, we will definitely be using them again if we need another home loan and recommending them to all our friends and family!
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Lindsey Lira

2 years ago

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Isaac Guerrero
Always available when I had a question. Good people to work with.
Always available when I had a question. Good people to work with.

Isaac Guerrero

2 years ago

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Dominic Dertorossian
Mandi and the entire team were fantastic! As a first time homebuyer, I began the process with little knowledge. Northwest Mortgage Advisors walked me step by step ensuring that I was informed and comfortable throughout the entirety of the loan process. M ...
Mandi and the entire team were fantastic! As a first time homebuyer, I began the process with little knowledge. Northwest Mortgage Advisors walked me step by step ensuring that I was informed and comfortable throughout the entirety of the loan process. Mandi made herself available to answer all of my questions and worked diligently on overcoming some of the challenges that came up due to my own personal circumstances. I am proud to say that I am now a homeowner, with the right loan that works for me and my family thanks to Northwest Mortgage Advisors.
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Dominic Dertorossian

2 years ago

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Tbata
Our realtor referred us to Northwest Mortgage Advisors. Jim, Joyce, and their team are very easy to work with and they stay in communication throughout the loan process. Straightforward, honest, and educational. They helped us step by step and answered al ...
Our realtor referred us to Northwest Mortgage Advisors. Jim, Joyce, and their team are very easy to work with and they stay in communication throughout the loan process. Straightforward, honest, and educational. They helped us step by step and answered all my questions. If you are looking for experienced people to process your home loan, look no further, these folks are the truth.
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Tbata

2 years ago

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Krista Stewart
Jim is wonderful! Very thorough and would highly recommend
Jim is wonderful! Very thorough and would highly recommend

Krista Stewart

2 years ago

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True Slate
Best company for the job. We are first time home buyers and Jim and Joyce were such a huge help! They broke everything down for us and made it all much easier to understand. Could not be more happy with our experience.
Best company for the job. We are first time home buyers and Jim and Joyce were such a huge help! They broke everything down for us and made it all much easier to understand. Could not be more happy with our experience.

True Slate

3 years ago

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Ashley Smith
Jenna Lee was amazing in handling our loan. We were so grateful for her hustle when the market was hot. She was johnny on the spot, her attention to detail was on point and she fought for the lowest rate helping us attain our dream home that was well wi ...
Jenna Lee was amazing in handling our loan. We were so grateful for her hustle when the market was hot. She was johnny on the spot, her attention to detail was on point and she fought for the lowest rate helping us attain our dream home that was well within our budget. I highly recommend Jenna Lee if you are looking for a lender in the Bend Or/Sister Or area! She's hands down, the very best!
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Ashley Smith

3 years ago

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Katrina Gaylor
We are so thankful for all the help from Mandi and Angela! They both were super helpful with this crazy housing market! And we're on top of getting our papers to us and letting us know of any changes or news. Very happy with our experience ❤️
We are so thankful for all the help from Mandi and Angela! They both were super helpful with this crazy housing market! And we're on top of getting our papers to us and letting us know of any changes or news. Very happy with our experience ❤️

Katrina Gaylor

3 years ago

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Jerra De Leon
Mandi is amazing at her job! Always on top of things, always responded back as fast and efficiently as possible. She went above and beyond to make the experience of buying a home smooth and stress free. I would highly recommend her to anyone trying to buy ...
Mandi is amazing at her job! Always on top of things, always responded back as fast and efficiently as possible. She went above and beyond to make the experience of buying a home smooth and stress free. I would highly recommend her to anyone trying to buy a home.
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Jerra De Leon

3 years ago

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Brett Zechmann
What a wonderful experience. Working with Mandi DeVicente and her assistant Angie Farmer was a blessing. They help you through the whole process and make it easy for the home buyer. Thank you both for your hard work and dedication!!
What a wonderful experience. Working with Mandi DeVicente and her assistant Angie Farmer was a blessing. They help you through the whole process and make it easy for the home buyer. Thank you both for your hard work and dedication!!

Brett Zechmann

3 years ago

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Jesse Delacerda
Great, friendly and helpful service, Closed my new home at a great rate. Thank you Jim and Joyce.
Great, friendly and helpful service, Closed my new home at a great rate. Thank you Jim and Joyce.

Jesse Delacerda

3 years ago

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Kristin Van Epps
5 STARS!! 🌟🌟🌟🌟🌟 I recently closed on a refi loan and had the pleasure of working with Jenalee. She truly went above and beyond for me! I started this journey back in November of 2018, when my credit and equity was not where it needed to be. Instead of tel ...
5 STARS!! 🌟🌟🌟🌟🌟 I recently closed on a refi loan and had the pleasure of working with Jenalee. She truly went above and beyond for me! I started this journey back in November of 2018, when my credit and equity was not where it needed to be. Instead of telling me like so many others have, that she couldn't help and would need to turn me away, Jenalee coached me on how to build up credit and gain points. I did the 'homework' she assigned, kept in touch about the progress, and over the months worked hard! 2.5 years later I was finally where I needed to be at to make this happen. Without Jenalee's guidance, I believe I would still be stuck. I'll also mention that I am not the easiest to work with haha, but Jenalee was extremely accommodating and as previously mentioned, went above and beyond for me. Thank you for all of the time and energy and especially the patience that you have put In over the past couple years! You are truly appreciated!
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Kristin Van Epps

3 years ago

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Olin Smith
Worked with Jenalee Piercy to obtain financing for a recent purchase. Communication was great and would recommend them to any one.
Worked with Jenalee Piercy to obtain financing for a recent purchase. Communication was great and would recommend them to any one.

Olin Smith

3 years ago

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Brian
Jenalee is the best! Very helpful, informative, and quick to respond. A great experience!
Jenalee is the best! Very helpful, informative, and quick to respond. A great experience!

Brian

3 years ago

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Kelly Winter
We worked with Jim to secure financing on our new home. He is so knowledgeable and helpful. He really came through by advising us through the process, even when some last minute things popped up. Since they are a brokerage, rather than one bank, he has ac ...
We worked with Jim to secure financing on our new home. He is so knowledgeable and helpful. He really came through by advising us through the process, even when some last minute things popped up. Since they are a brokerage, rather than one bank, he has access to lots of different loan types. He found the ideal loan that worked for us. We will definitely use him again. Highly recommend!
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Kelly Winter

3 years ago

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Cas Schrunk
Very professional and personal during the loan process. Made us feel they were invested in our success.
Very professional and personal during the loan process. Made us feel they were invested in our success.

Cas Schrunk

3 years ago

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Jeff Nowlin
Absolutely Fantastic!! Knowledgeable, Professional, Hard working! I recommend them highly to anyone in need of professional mortgage assistance
Absolutely Fantastic!! Knowledgeable, Professional, Hard working! I recommend them highly to anyone in need of professional mortgage assistance

Jeff Nowlin

3 years ago

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Abby Dewbre
I had an incredibly stressful experience with buying a house. Very complex situation, but Mandi made sure I got the house I wanted and made everything work out for me. So kind, so patient, and held my hand through the entire process. I highly recomme ...
I had an incredibly stressful experience with buying a house. Very complex situation, but Mandi made sure I got the house I wanted and made everything work out for me. So kind, so patient, and held my hand through the entire process. I highly recommend Mandi to anybody wanting to purchase a home! One of the nicest gals I've ever worked with! ❤
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Abby Dewbre

3 years ago

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Kelly Musgrove
This was a very smooth and professional process to refinance my home. The user friendly technology is great for submitting your documents; especially if your'e prepared and ready to go. For that matter the staff at Northwest Mortgage Advisors keep you in ...
This was a very smooth and professional process to refinance my home. The user friendly technology is great for submitting your documents; especially if your'e prepared and ready to go. For that matter the staff at Northwest Mortgage Advisors keep you in the loop the entire time so there are no surprise delays. Great Job by the entire Northwest Mortgage Advisor team with Jim and Joyce at the helm!
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Kelly Musgrove

3 years ago

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Gabby Rosales
We were referred by our friends that moved to Redmond, although we don’t live in Redmond Jim made it possible to purchase our very first home! We had tried to qualify for years but were constantly let down by other mortgage advisors only to say try again ...
We were referred by our friends that moved to Redmond, although we don’t live in Redmond Jim made it possible to purchase our very first home! We had tried to qualify for years but were constantly let down by other mortgage advisors only to say try again next year. Jim and Joyce made us feel very comfortable throughout the entire process and were always optimistic! We’re so thankful to have found them and will use them for all our future purchases, we recommend them 100%. Thank you Jim and Joyce!
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Gabby Rosales

3 years ago

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David Pilling
Just closed on 2nd refi for my house last month with NW Mortgage Advisors. Jim & Joyce are the best. They go above and beyond to speed up the process and keep you informed. I highly recommend NW Mortgage Advisors to anyone seeking a home loan or refi.
Just closed on 2nd refi for my house last month with NW Mortgage Advisors. Jim & Joyce are the best. They go above and beyond to speed up the process and keep you informed. I highly recommend NW Mortgage Advisors to anyone seeking a home loan or refi.

David Pilling

3 years ago

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Trevor Reader
We worked with Jim and Joyce on a loan with a lot of moving parts. They were helpful, knowledgeable, and most importantly creative as we worked through the process. Appreciate the team being available (via email, text, phone) and being genuinely interes ...
We worked with Jim and Joyce on a loan with a lot of moving parts. They were helpful, knowledgeable, and most importantly creative as we worked through the process. Appreciate the team being available (via email, text, phone) and being genuinely interested in us! We'd give 6 stars if we could and will definitely work w/ Jim, Joyce, and team next time (hopefully in Tetherow ;)
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Trevor Reader

3 years ago

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Stacey Mccurdy
I am so grateful for Jenalee!! After going through different Credit Unions, shopping around through several different lenders and just feeling overwhelmed with our lack of knowledge on the process as first time home buyers. Finding Jenalee was such a bles ...
I am so grateful for Jenalee!! After going through different Credit Unions, shopping around through several different lenders and just feeling overwhelmed with our lack of knowledge on the process as first time home buyers. Finding Jenalee was such a blessing!! She broke down all the big daunting words, explained the process,what everything ment and was meticulous in making sure all was in order so everything would go smoothly! But more than anything, Jenalee was always there for us for any call or text, questions, or daily reassurance that everything was going great! Thank you so much Jenalee!!! We love our first home!!
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Stacey Mccurdy

3 years ago

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Konjett VanRome
We have worked with Northwest Mortgage Advisors on multiple occasions and each time they have been so helpful and thorough. We would not hesitate to work with them again in the future.
We have worked with Northwest Mortgage Advisors on multiple occasions and each time they have been so helpful and thorough. We would not hesitate to work with them again in the future.

Konjett VanRome

3 years ago

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Bello Winter
Jennalee and her talented ladies worked their magic and helped this lowly tree trimmer close on a beautiful house in Tollgate. Jennalee knows the mortgage world and I would be happy to work with her time and time again. Highly recommend!
Jennalee and her talented ladies worked their magic and helped this lowly tree trimmer close on a beautiful house in Tollgate. Jennalee knows the mortgage world and I would be happy to work with her time and time again. Highly recommend!

Bello Winter

3 years ago

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Jenny Stinnett
This place is the Best!!! Great customer service!!! Very nice people!!!! Got our loan no problem 😊!! I would totally recommend Jenalee for your loan opportunities!! Great company!! She got things done fast and made things easy!! Always answered my questio ...
This place is the Best!!! Great customer service!!! Very nice people!!!! Got our loan no problem 😊!! I would totally recommend Jenalee for your loan opportunities!! Great company!! She got things done fast and made things easy!! Always answered my questions when I needed her too!! Thank you guys so much for your excellent service!!! 😊
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Jenny Stinnett

3 years ago

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Brian Duncan
Jim and Joyce were fantastic! They helped me understand what was going on the entire time! I cannot express my gratitude enough! We we decide to get our next property we are definitely coming back!!!
Jim and Joyce were fantastic! They helped me understand what was going on the entire time! I cannot express my gratitude enough! We we decide to get our next property we are definitely coming back!!!

Brian Duncan

3 years ago

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Charlene Schmitt
Jenalee is professional and willing to help in the entire process of our Loan application. She answered all of our questions and knew we were first time buyers and had a lot of questions. She was available and contacted us often to keep us in the loop a ...
Jenalee is professional and willing to help in the entire process of our Loan application. She answered all of our questions and knew we were first time buyers and had a lot of questions. She was available and contacted us often to keep us in the loop as things progressed. Our entire process was up front and easier then I would have thought it could be. We look forward to suggesting her to our friends and family. The entire team was amazing!
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Charlene Schmitt

3 years ago

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Betty Vang
I was house searching but had no luck finding a lender to accept because of my bankruptcy. However, one day I googled and came across Jim. I gave him a call and discussed my situation and he was very welcoming and personable. He was very informative and h ...
I was house searching but had no luck finding a lender to accept because of my bankruptcy. However, one day I googled and came across Jim. I gave him a call and discussed my situation and he was very welcoming and personable. He was very informative and he helped me find the best loan possible. After expressing several interest in a couple different homes, he was very patient and made the entire process easy. He has been in the industry a long time and has a lot of experience. He’s quick to respond, efficient and super friendly. After a few months, we finally found our dream home, made an offer and closed! Jim and Joyce made everything as painless as possible and I am proud to say because of them, they’ve helped me become a home owner. Thank you for the patience and hard work and making this possible.
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Betty Vang

3 years ago

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Char Self
The Northwest Mortgage Advisor team is amazing! My husband and I have happily worked with them on 2 home loans. Everyone is extremely detailed, responsive, very knowledgeable, organized, and just plain nice! We highly recommend them with no reservations!
The Northwest Mortgage Advisor team is amazing! My husband and I have happily worked with them on 2 home loans. Everyone is extremely detailed, responsive, very knowledgeable, organized, and just plain nice! We highly recommend them with no reservations!

Char Self

3 years ago

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Marsha Oliver
NW Mortgage made the process of acquiring a 2nd home mortgage almost painless! Jim Kreminski is very knowledgeable about financing options, finding the best underwriter for your situation, and following through with very timely & clear communications. I ...
NW Mortgage made the process of acquiring a 2nd home mortgage almost painless! Jim Kreminski is very knowledgeable about financing options, finding the best underwriter for your situation, and following through with very timely & clear communications. I would highly recommend NW Mortgage without any hesitation. The entire staff is very pleasant and helpful. They did a great job & we were able to close about 5 weeks after applying for the mortgage.
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Marsha Oliver

3 years ago

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Marie Guyer
Very courteous and fast! Never had the opportunity to meet Jennalee but we were able to get everything done by phone or email. Would recommend
Very courteous and fast! Never had the opportunity to meet Jennalee but we were able to get everything done by phone or email. Would recommend

Marie Guyer

3 years ago

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Morgan Crabtree
Jim and Joyce Kreminski of Northwest Mortgage Advisors were amazing to work with. Very knowledgeable and provided amazing guidance throughout my refi process.
Jim and Joyce Kreminski of Northwest Mortgage Advisors were amazing to work with. Very knowledgeable and provided amazing guidance throughout my refi process.

Morgan Crabtree

3 years ago

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ross hall
Joyce, Jenna Lee and the team at Northwest are outstanding. They have put together a mortgage that others said was not possible. If you are searching for a mortgage please contact and i am sure you will be satisfied as we were. Always professional, courte ...
Joyce, Jenna Lee and the team at Northwest are outstanding. They have put together a mortgage that others said was not possible. If you are searching for a mortgage please contact and i am sure you will be satisfied as we were. Always professional, courteous, respectful, punctual and very informative throughout the process.
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ross hall

3 years ago

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Claire Rondum
My husband and I worked with Jenalee to buy our first home. She was very helpful and answered all our questions very promptly. Our house buying process was super smooth thanks to them! I would highly recommend working with Northwest Mortgage!
My husband and I worked with Jenalee to buy our first home. She was very helpful and answered all our questions very promptly. Our house buying process was super smooth thanks to them! I would highly recommend working with Northwest Mortgage!

Claire Rondum

3 years ago

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Matthew Worstell
Jim & Joyce were very responsive, answered our questions, and worked hard to help us close early. Would happily work with them again, if the opportunity arose!
Jim & Joyce were very responsive, answered our questions, and worked hard to help us close early. Would happily work with them again, if the opportunity arose!

Matthew Worstell

3 years ago

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Randy Wilson
Jim and Joyce Kreminski are the best! Jim and Joyce and the Northwest Mortgage team went above and beyond the call of duty. This last year they have walked me through two different deals. This team is FIVE STARS!! and i look forward to working with them i ...
Jim and Joyce Kreminski are the best! Jim and Joyce and the Northwest Mortgage team went above and beyond the call of duty. This last year they have walked me through two different deals. This team is FIVE STARS!! and i look forward to working with them in the future.
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Randy Wilson

3 years ago

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Patty Begin
Very professional and so easy to work with. Made this refinance so easy.
Very professional and so easy to work with. Made this refinance so easy.

Patty Begin

3 years ago

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Royce Deardorff
We are so thankful for the tremendous work that Mandi did for us when we refinanced our home- it went smoothly from start to finish. She was available anytime we had questions about the refinance. We appreciated everything she did on our behalf. She is a ...
We are so thankful for the tremendous work that Mandi did for us when we refinanced our home- it went smoothly from start to finish. She was available anytime we had questions about the refinance. We appreciated everything she did on our behalf. She is a jewel! Sincerely, Royce and betty deardorff
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Royce Deardorff

3 years ago

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Cathie Apple
They were very knowledgeable and helpful through the whole process.
They were very knowledgeable and helpful through the whole process.

Cathie Apple

3 years ago

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Kim Colvin
NW Mortgage Advisors went way above and beyond to assist our family with refinancing our home. I can't sing their praises enough!
NW Mortgage Advisors went way above and beyond to assist our family with refinancing our home. I can't sing their praises enough!

Kim Colvin

3 years ago

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What Our Customers Say About Us


We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Jim and Joyce made the process of obtaining my home loan the easiest and least stressful, especially for a first time home buyer who didn’t know anything about buying a home. During the whole process, Jim explained everything clearly to me and wanted to make sure we got the best rates and loan for us. They were able to get my new home closed earlier than expected and were in constant communication with me the entire time and readily available for any questions or concerns that came up. I can't recommend them enough! Thank you for helping us first time home buyers, we will definitely be using them again if we need another home loan and recommending them to all our friends and family!

Lindsey and Erik Lira

Redmond, OR

Jim and Joyce are a true lender power team! We really enjoyed working with them as they helped to ensure the entire home buying process was stress free. As a military family looking to relocate to Central Oregon, we needed a lender who could support us from long distance, and they exceeded our expectations. If you are looking to buy a home we highly recommend them and we most definitely plan to use them in the future.

Charity and Donavan H

LaPine

The process of obtaining my loan was the easiest and most clear process I have been through. Starting with the loan application, Jim explained everything to me. Including, how my score affects my rates and things I could do to improve it for a better rate. They were able to get my new home closed very quickly and were in constant communication with me the entire time. I can't recommend them enough! Thank you for making what I thought was going to be a stressful process, a very easy and stressless purchase.

Melissa Chapman

La Quinta, CA

Our realtor referred us to Northwest Mortgage Advisors. Jim, Joyce, and their team are very easy to work with and they stay in communication throughout the loan process.
Straightforward, honest, and educational. They helped us step by step and answered all my questions. If you are looking for experienced people to process your home loan, look no further, these folks are the truth.

Tbata

Bend, OR

Best company for the job. We are first time home buyers and Jim and Joyce were such a huge help! They broke everything down for us and made it all much easier to understand. Could not be more happy with our experience.

True Slate

Sunriver, OR

I was house searching but had no luck finding a lender to accept because of my bankruptcy. However, one day I googled and came across Jim.
I gave him a call and discussed my situation and he was very welcoming and personable. He was very informative and he helped me find the best loan possible. After expressing several interest in a couple different homes, he was very patient and made the entire process easy. He has been in the industry a long time and has a lot of experience. He’s quick to respond, efficient and super friendly. After a few months, we finally found our dream home, made an offer and closed! Jim and Joyce made everything as painless as possible and I am proud to say because of them, they’ve helped me become a home owner. Thank you for the patience and hard work and making this possible.

Betty Vang

Portland, OR

We worked with Jim to secure financing on our new home. He is so knowledgeable and helpful. He really came through by advising us through the process, even when some last minute things popped up. Since they are a brokerage, rather than one bank, he has access to lots of different loan types. He found the ideal loan that worked for us. We will definitely use him again. Highly recommend!

Kelly WInter

Redmond, OR

We were referred by our friends that moved to Redmond, although we don’t live in Redmond Jim made it possible to purchase our very first home! We had tried to qualify for years but were constantly let down by other mortgage advisors only to say try again next year. Jim and Joyce made us feel very comfortable throughout the entire process and were always optimistic! We’re so thankful to have found them and will use them for all our future purchases, we recommend them 100%. Thank you Jim and Joyce!

Gabby Rosales

Salem, OR

This was a very smooth and professional process to refinance my home. The user-friendly technology is great for submitting your documents; especially if you're prepared and ready to go. For that matter the staff at Northwest Mortgage Advisors keep you in the loop the entire time so there are no surprise delays. Great Job by the entire Northwest Mortgage Advisor team with Jim and Joyce at the helm!
Kelly M. | Bend OR

Kelly M

Bend, OR

The Northwest Mortgage Advisor team is amazing! My husband and I have happily worked with them on 2 home loans. Everyone is extremely detailed, responsive, very knowledgeable, organized, and just plain nice!
We highly recommend them with no reservations!

Char Self

Bend, OR

We worked with Jim and Joyce on a loan with a lot of moving parts. They were helpful, knowledgeable, and most importantly creative as we worked through the process. Appreciate the team being available (via email, text, phone) and being genuinely interested in us!

We'd give 6 stars if we could and will definitely work w/ Jim, Joyce, and team next time (hopefully in Tetherow ;)

Trevor Reader

Bend, OR

I highly recommend the services offered by Jim and his team. My first experience working with Jim was during the purchase of my first home in California in 2008. Jim patiently answered each and every question. The support he provided was invaluable as he led me through the process step by step. Jim's expertise and experience combined with his genuine sincerity clearly demonstrates his investment in each client's best interest. I truly appreciate both his personal and professional capacity. Since 2008, I have contacted Jim multiple times for additional services during the refinancing process. I not only value Jim's knowledge but also his honesty. I have referred him to multiple friends and would use no one else! Thank you Jim and Joyce!

Jaime W

San Diego, OR

Working with Jim and his team was a very good experience. I have been a real estate broker for over 35 years and I deal with many mortgage brokers in my business. I choose Jim to do my last 4 personal loans and all have gone very smoothly. Jim and Joyce took a personal interest in helping me through the process and I consider them friends. I have recommended Jim and his team to my personal family members.since I know he will make sure they are given the best service and advice. . Thanks Jim and Joyce!

Annie M

Bend, OR

Great service and attention to my loan application and approval process. They were with me all the way through closing. Thanks.

Erle MacDonald

Redmond, OR

Jim is wonderful! Very thorough and would highly recommend

Krista S

Redmond, OR